Your Path to Homeownership
Welcome to
JS Mortgage Hub
JS Mortgage Hub is a Credit Representative (Credit Representative Number 542744) authorised under the Australian Credit Licence (ACL 389087) held by Australian Finance Group Ltd (ACN 066 385 822). We provide mortgage broking services to assist you in finding suitable home loan options.
First Home Buyers
We’ll help you understand your borrowing power, explore grants, and work out what you really need to buy your first home.
Construction Loans
Building from the ground up? We’ll walk you through progress payments, valuations, and all the behind-the-scenes paperwork.
Bad Credit Support
Life happens. Whether it’s a few missed bills or a tough patch, we’ve got lenders who’ll still hear your story.
Refinancing
Is your current loan working for you or costing you more than it should? Let’s check.
Who We Are
Let’s make your mortgage make sense
At JS Mortgage Hub, we believe in empowering our clients to make informed decisions about their financial future. Jaswant Singh brings a unique blend of compassion, professionalism, and industry knowledge to the mortgage broking field. With over 2.5 years of experience as a mortgage specialist, Jaswant has developed extensive expertise in mortgage products, helping individuals and families secure the right home loans to suit their needs.
Before transitioning to mortgage broking, Jaswant built a distinguished career as a registered nurse, with a Bachelor’s in Nursing from Victoria University (2019) and years of hands-on experience in patient care at esteemed organizations like Bolton Clarke, Footscray Hospital, and Baptcare. This background instilled a deep commitment to client care, attention to detail, and the ability to navigate complex situations with empathy and precision—qualities that now define our approach to mortgage broking.
2.5
YEARS+ OF
EXPERIENCE
Local
Based in Melbourne — we know your neighbourhood
Wide Range
Accredited with over 40 trusted lenders
About Us - JS Mortgage Hub
Jaswant Singh brings a unique blend of compassion, professionalism, and industry knowledge to the mortgage broking field. With over 2.5 years of experience as a mortgage specialist, Jaswant has developed extensive expertise in mortgage products, helping individuals and families secure the right home loans to suit their needs.
Before transitioning to mortgage broking, Jaswant built a distinguished career as a registered nurse, with a Bachelor’s in Nursing from Victoria University (2019) and years of hands-on experience in patient care at esteemed organisations like Bolton Clarke, Footscray Hospital, and Baptcare. This background instilled a deep commitment to client care, attention to detail, and the ability to navigate complex situations with empathy and precision—qualities that now define our approach to mortgage broking.
Switching careers from nursing to mortgage broking was a natural progression for Jaswant, driven by a passion for working in client-facing environments and a desire to help people achieve their goals. At JS Mortgage Hub, we bring the same dedication to our clients as we did to patients, ensuring every step of your mortgage journey is seamless, transparent, and tailored to your unique circumstances.
Our key strengths include:
- Expertise in Mortgage Products: With comprehensive knowledge of the mortgage market, we help you navigate a wide range of loan options to find the best fit for your financial goals.
- Client-Centered Approach: Drawing from years of experience in healthcare, we prioritize your needs, advocate on your behalf, and maintain clear, respectful communication throughout the process.
- Attention to Detail: From assessing your financial situation to coordinating with lenders, we ensure every detail is handled with precision and care.
- Commitment to Lifelong Learning: We stay up-to-date with the latest industry trends and products, ensuring you receive the most current and relevant advice.
At JS Mortgage Hub, we are guided by the principles of accountability, respect, and excellence. We believe in building lasting relationships with our clients, advocating for your best interests, and delivering results that make a difference. Whether you’re a first-time homebuyer, looking to refinance, or investing in property, we are here to simplify the process and help you achieve your homeownership dreams.
WHAT WE OFFER
Whether you’re buying your very first home, refinancing to cut your repayments, or needing finance with a few credit bruises — we’re here to make lending less stressful and a whole lot more human.
First Home Buyer Loans
Buying your first place? We’ll help you figure out how much you can borrow, walk you through government incentives, and find the right loan that works for you — not just for the bank. No sales pressure. No confusing lingo. Just honest guidance and support
Construction Loans
Building your dream home? It’s not just about bricks and mortar — it’s about knowing how progress payments work, which lenders support construction, and how to avoid surprises. We’ve got the know-how to back you from blueprint to move-in day.
Refinancing
If it’s been a few years since you reviewed your home loan, chances are you’re overpaying. We’ll compare lenders, crunch the numbers, and show you how to reduce repayments, access equity, or just get a better deal.
Bad Credit Support
Life’s not always tidy. Missed payments, defaults, or past setbacks? You’re not alone — and it doesn’t mean you’re out of options. We work with lenders who look at your story, not just your score.
Vehicle & Equipment Finance
Whether you need a new car, van, or machinery for your business, we’ll source flexible loans that don’t mess with your cash flow. Fast approvals, no dealership pressure.
Commercial Loans
Buying a shopfront? Expanding your business? Investing in commercial property? We’ll connect you with the right lenders who understand the numbers behind your goals — and help you secure a loan that makes real business sense.
Ready to have a proper chat?
Your Loan, Your Way — No Confusion, No Pushy Sales
At JS Mortgage Hub, we do more than compare interest rates. We listen, guide, and walk with you through the home loan process — whether you’re buying your first home, refinancing, or sorting finance after a rough patch. We’re locals, not a call centre. And we’re here to help you make informed choices, not rushed ones.
Our Happy Customers
(4.5 reviews)
4.5/5
What Our Clients Say
Engaging Client Testimonials
Low Credit Score
Jason, Dandenong
After a messy divorce, my credit history wasn’t great. JS Mortgage Hub helped me refinance and gave me a fresh start. No judgment, just solutions.
First Home Buyer
Emily, Preston
Being a first-time buyer, I was overwhelmed. Raj and the team walked me through every step — I honestly couldn’t have done it without them. I’m now settled into my 2-bedroom unit in Preston and loving it.”
Commercial Property Loan
Lina, Brunswick
We needed finance to expand our cafe, and the big banks weren’t interested. Raj found us a commercial loan that suited our growth plans. He really gets small business.
Vehicle Finance
Mick, Cranbourne West
I wanted to upgrade my car for work but didn’t want the dealership’s finance. Raj got me a better rate and it was all done fast.
0
k+
Our Happy Clients
0
+
Customers Per month
0
M+
Active Loans
0
+
