Commercial Loans
Finance that fuels business growth
Tailored commercial lending solutions for property, expansion, equipment or working capital — structured around your vision.
Why Choose JS Mortgage Hub for Your Commercial Lending?
Strategic finance advice backed by real market knowledge
At JS Mortgage Hub, we take the time to understand your commercial objective — not just your numbers. Whether it’s cash flow lending, purchasing a property for your business, or funding a development, we provide tailored advice that supports your next step and your long-term vision.
We understand that commercial lending is rarely black and white. Every deal requires careful structuring, negotiation, and documentation. That’s why our clients trust us to liaise with accountants, review contracts, and present their case with clarity and impact.
When your finance needs go beyond the basics, we bring the expertise to match.
Why JS Mortgage Hub is the Trusted Choice
We work with a diverse panel to suit your size, industry, and plans.
From lease doc to full doc, fixed to interest-only, we match the product to the goal.
We handle layered ownership, trusts, SMSFs, and multi-property portfolios with ease.
Whether it’s your first commercial loan or your fifth, we’re in your corner.
Melbourne Market Insight: Commercial Lending in a Changing Landscape
Melbourne’s commercial market is shifting. From revitalised suburban retail strips to logistics growth in the outer west and fringe industrial hubs, business owners and investors are seizing opportunities.
However, commercial lending criteria have tightened, and bank appetite for certain industries has changed. That’s why working with an experienced Melbourne mortgage broker like JS Mortgage Hub is more important than ever.
We know which lenders are actively funding commercial deals, what documentation is required, and how to position your application for a successful outcome. Whether you’re based in Southbank, Thomastown, or the Dandenong industrial corridor — we’re the mortgage broker near you with a finger on the pulse.
What You Can Expect – And How We Make It Easier
Here’s what many clients want to know:
“Can I use rental income to service a commercial loan?”
“How much deposit do I need?”
“Do I need full financials?”
We guide you through it all:
Clarity around lending requirements and timelines
Loan structures that match your business model or investment goals
Direct access to specialist lenders, not just the big four
Personalised advice on fixed vs variable rates, fees, and loan terms
Whether you’re securing a space to grow or making a strategic investment — we’ll help make the numbers work.
