Construction Loans
Build from the ground up with confidence
Tailored loan solutions to support every stage of your build — from buying land to turning the key.
Why JS Mortgage Hub is the Trusted Choice
Hands-on help for the entire build journey
At JS Mortgage Hub, we don’t just secure your loan and disappear. We stay connected through every stage — from contract signing to final drawdown. Many brokers stop at pre-approval, but we work alongside your builder, bank, and conveyancer to ensure the process runs smoothly.
We help you avoid common construction finance mistakes, explain how interest-only repayments work during the build, and make sure you’re never in the dark about the next step.
With our deep understanding of construction timelines, valuation rules, and lender requirements, you can build with peace of mind knowing your finances are in expert hands.
Why Choose JS Mortgage Hub for Your Construction Loan?
From land settlement to final inspection, we guide you through every phase of the loan and build.
We compare loan products from major banks and specialist lenders to find the right match.
We help you understand grants, deposits, and eligibility with clarity.
Whether you're using a volume builder or building a custom home, we tailor finance to suit.
Melbourne Market Insight: Construction Loans in a Shifting Property Market
Melbourne’s outer suburbs and growth corridors like Clyde North, Mickleham, and Tarneit are seeing a surge in new land releases and building activity. With rising demand and limited existing home stock, more families and investors are choosing to build. But construction costs, interest rates, and changing lending policies are making the process more complex.
As a Melbourne mortgage broker, JS Mortgage Hub understands the local landscape. We know which lenders are favourable for construction finance, how to navigate progress payment schedules, and how to keep your loan aligned with your build contract — even when timelines shift.
We’re the mortgage broker near you who knows what it takes to get a build funded — not just approved.
What You Can Expect – And How We Make It Easier
What You Can Expect – And How We Make It Easier
We understand the challenges clients face:
“How much deposit do I need?”
“What happens if my builder delays construction?”
“Can I lock in my rate while building?”
We make it simple by:
Breaking down each loan stage clearly
Helping you structure repayments to match your cash flow
Reviewing contracts and guiding valuation expectations
Supporting you during delays, variations, and inspections
Whether you’re a first-time builder or a seasoned investor, we give you the confidence and clarity to move ahead.
Melbourne Market Insight: Construction Loans in a Shifting Property Market
Melbourne’s outer suburbs and growth corridors like Clyde North, Mickleham, and Tarneit are seeing a surge in new land releases and building activity. With rising demand and limited existing home stock, more families and investors are choosing to build. But construction costs, interest rates, and changing lending policies are making the process more complex.
As a Melbourne mortgage broker, JS Mortgage Hub understands the local landscape. We know which lenders are favourable for construction finance, how to navigate progress payment schedules, and how to keep your loan aligned with your build contract — even when timelines shift.
We’re the mortgage broker near you who knows what it takes to get a build funded — not just approved.
