Refinancing
Make your mortgage work harder for you
We help you review, switch, and save — whether you’re chasing better rates, consolidating debt, or unlocking equity.
Why Choose JS Mortgage Hub for Your Refinance?
Clear advice that puts you first
Too often, clients are left on a high rate simply because no one’s checking in. We think that’s unacceptable.
At JS Mortgage Hub, we treat refinancing like an opportunity — not just a task. Our job is to explore what’s possible, from reducing your monthly repayments to shortening your loan term, accessing equity, or rolling in other debts.
We work closely with lenders to find the right fit for your goals, and we manage the entire process with minimal disruption. No pressure. No pushy sales. Just strategic advice based on your numbers and goals.
Why JS Mortgage Hub is the Trusted Choice
We look at interest rates and the hidden fees, features, and restrictions.
Banks, credit unions, and non-bank lenders — all at your fingertips.
Tap into your home’s value to renovate, invest, or reduce other debts.
We make the switch seamless — including discharge, valuation, and reapplication.
Melbourne Market Insight: Asset Finance in Victoria’s Economic Hub
With rate rises hitting household budgets and fixed terms expiring across Melbourne, more homeowners are exploring their refinance options. But many feel stuck — unsure whether switching is worth the effort or cost.
As a Melbourne mortgage broker, JS Mortgage Hub sees this daily. We’re helping families across Glen Waverley, Point Cook, and Dandenong take control of their home loans — some saving thousands each year, others unlocking funds for renovations or investments.
We’re the mortgage broker near you who gets how fast the market moves — and how to stay ahead of it.
What You Can Expect – And How We Make It Easier
“Is it worth refinancing?”
“Can I refinance with bad credit?”
“What if my home has dropped in value?”
“Will I have to pay LMI again?”
We break it all down with:
A full loan health check — including savings estimates
Clear refinancing comparisons — rate, term, features, and lender incentives
Advice on equity release, bridging loans, and consolidating personal or credit card debt
Full support from application to settlement
You’ll know exactly what you’re switching to — and why.
